Faced with the risk for insurance

Humans may be exposed to risk. Many ways. This may be divided into 5 categories.

1. To avoid the risk.  It is the easiest way however, in practice it is hard as if we do not want to risk an accident on the highway so we did not leave

2.The risk itself. This could happen by be benighted as shop owners have fire insurance to shop. But not insured for loss of income or the profits. When shop on fire as the lack of income etc.

3. To reduce the causes of disasters, such as when it is very young children and play matches. It may hide match to it away from children

4.To reduce or limit losses. This is a way to prevent the loss of progression or spread to the other, such as installing water pipes onto the ceiling of the building. To help extinguish the fire

5.To transfer risk or death threats to others that the insurance company itself. The threat to the insurance company will guarantee it will be a disaster to happen less but a huge loss.