Principles of insurance

Insurance is a lot of people have agreed to co-pay. Or mitigate the damage that any one group may have been a fund set up to collect funds or called "Insurance Premium" All members of your fund. The Fund will make payments to members who suffer damage.

 Insurance is not meant to prevent a disaster, but the promise that if there is damage caused by the disaster. People who have been damaged will not be such a disaster. The other group members to assist victims of disasters that have the same return.

"Divorce Hotel" in Netherland

Hotels in Netherland to open a program "divorce" for couples who come to stay. Divorced with no regrets. This hotel has called "Divorce Hotel" for couples. Spending time together and relaxed posture such as pubs, bars, saunas, which are both easier to say goodbye. The mediators will help to another. Psychologists say that sitting. "It is natural that we would have think the opposite. And that the divorce may be the answer to most.  Do you have to use it ?

Richest footballer in the world.

France Football magazine, the ranking results. "The richest footballer in the world. During the past year, it appears that David Beckham and Cristiano Ronaldo lost the championship to Futbol Club Barcelona Lionel Messi from the past year. He has earned 33 million euros of this amount. A charge of Barcelona for 10 million euros and a bonus of about 1.5 million euros, is also a product of the advertising presenter and another 20 million euros.

2. went to the David Beckham of his income. Of football in the United States and 31.5 million euro from his income as a product presenter than 24.3 million euros.

3. Cristiano Ronaldo the portuguese national football team owner in the world most expensive footballer. He had total revenue of EUR 29.2 million and, like David Beckham has the option of a product presenter, rather than charge a professional football player. He has been the product of more than 15.4 million euros as part of professional football to earn about 13 million euros.


4.Samuel Eto'o from Cameroon national football team football player who is an owner with the highest wages in all four of the 23.3 million euros.

5. Wayne Rooney from England national football team has income all 20.6 million euros.

Diamond rings are the world's first 150 carats.

Many girls dream a luxury diamond wedding ring .And this is a ring made of diamonds by Shawish jewelry company from Switzerland have made their dream wedding a reality. By creating a new ring made of diamonds all around the world first came out.

The ring is made up of all diamonds. without any metal, even with the ring. The company uses a laser to cut and build a 150 carat diamond ring a band with a budget of more than 70 million U.S. dollars.

The president and founder, Mohammad and Majdy Zhavij that said yo pride with diamond ring that even when they are expected to remain just a dream that is not true, but in the finally be succeeded.

However, no reports as who will own the beauty of this ring. But If you saw a stunning beauty with a distinctive ring to it.

Tunnel of Love trains tunnel are the most romantic in the world.

Tourism Ukraine is one of the most attractive destinations tourist on the continent of Europe. A country in Eastern Europe, with Kyiv as the capital and largest city of the country. The town is situated the.
The north of the country. River Dnieper.

Tunnel of Love is one of the most famous tourist attractions of the Ukraine. The tunnel was built from trees located in the beautiful city of Rivne region Klevan small town in western Ukraine, located in the tunnel is located approximately 25 kilometers from the city Klevan

Klevan Tunnel of Love is one of the most romantic railway tunnel in the world. The tunnel is a long, winding and beautiful. In the past, this route was used to transport the steel mill industry has been booming in the past.

In Present the tunnel of Love has become a main attraction in the area. It is also popular among people onlove. Or those who would wish for in love will visited to this place.  The place is beautiful and love it families who do want to be in love with him.

How to overcome your debt 2

What to do next is ...
Reduce costs ... increase revenue.


Reduce costs
Not superfluous. Life conservation and savings will be more than happy.

What a wasteful expenditure ... cut it out.

Food, clothes and petrol tax.

I was then. As a manager. I still have take the food carrier eat in company

Do not be shy ... and do not have to be afraid of gossip.
My subordinates like take my food
Him enjoy it more than the restaurant.

What is not trivial. Dropped out.

move son from private schools. to was an ordinary school.

Say him ... Today, how we have lifestyle
If money is not enough to learn it. It is a shame.

My daughter studied at the University of the State.
But she know more than other a lot of luxury to private institutionn and happy with it.

The car parking just for it fell to about $ 300 per month.

Payment of tax on fuel costs and maintenance costs.
And then almost lost $ 1,000 every month.

If you need to contact a job. I recommend buying a motorcycle. Fuel is very cheap

Try to find clothes in the closet.
I have not purchased it two years.


increase revenue.
When have a debt. You must diligence then to be saved.

Find a job in the evenings or weekends.

To find their own preferences and like it.

Do not sell insurance and the job network is strictly prohibited.

And sell insurance must practice a lot and understand that the system is several months.
The insurance sales people have a strong mind and to be still dignified.

You are still in debt ... and how you will responsible life
The network almost all of the investment. You must buy sample goods.
If you did not sell. There is no way but was exhausted.

Find that you prefer job. Then little by little

But you have to work every day. It seemed a few years. The debt will be lost.
At that time I was working on working day and  merchants on weekend

You know who the fruit vendor's cart selling orange juice or meatballs.

They do not have to look that stupid study.
but the profit per day ... a lot.

Because them as diligence and patient.  no brandname product
More importantly, he worked every day.
I have to say really, but only a fool and lie to all the weekends.

How to overcome your debt 1

Write everything detail in the note and clearly.

The left side are your property as house or car if sold will now have much. And revenue income per day and month.

The right side is all expenditure such as water, electric, telephone and installments house and car, cloth food everything.

The debt such as Loan, credit card debt and take the resolution down to the time of payment.

If you write everything. You will see your everything debt, you know it. If a debt. I will see that it is going well, you know it. If a debt. But ... you do not have anything to start a new life. Are you accept?

Guru tell take more money to cut big debt or most expensive debt first. Don't borrow money from another is strictly prohibited. To turn borrow from banks to finance the system. Extend relief to the longest. The payment amount is not excessive. Do not get it.

But if the bank did not recover. Sell the property for recover and dropped out of the house payment.
or sold your car use service taxi. Or buy a motorcycle instead. Sell house and asset immediately before you will prosecution from creditors. Discussing everything with your family understand and accept it.

We start every day. If you doing all everything is lighter. For those who written but not survive out to the property to be sold and It also urged creditor savagely.

Advice for me. Is ... stop. Tell your creditors to sue me. Reorganization of the court. If you are a businessman. In spite of being filed for bankruptcy, they do not pay attention. The millionaire was a lot going bankrupt.

Or people who do not survive and the cruel creditors.
Advice ... escape ... escape to the other place for stand firm but was not cheating. If you have money is then put to use the debt.

5 popular career in the online world.

Today I will seek professional advice on a variety of forms online. You can find the right opportunity for you. Generate extra income. Will be the main occupation.

1.Written contract or a blogger.
At present you will often see a young girl and boy. Shown to be a guru many occupation such as IT, Technology and beauty. These groups has influence in the current. Their income often from different brands for advertising product and use them as people follow the news or the presenter of the product

2.Contract to print. Employed in the report. Or thesis.
The board has this career will publish as 1 in 5 career hits on the online world. Because the present University take master degree courses. Sometimes, if a group of students with work is going to be difficult to take a report. So we have to do providing access to customers and we can get this to print the report. We need to do research the issues involved and it's only been edited for readability.

3.Sales on the Internet.
Another popular career in this era. Whether you are facing will see fashion clothing store and wide range of products on facebook or webboard they are making some good money. So quit the routine job for care private companies in online job.

4.Take online product was sold out real market
For some people, the expertise of the auction through ebay they usually have the brand-name products. Sold in the market at cheaper prices and find a place that sells it. Meet the target It can generate substantial profits.

5.Contract making website
Another popular career It's also very popular. For this particular study was just easy. Only use different tool for creating websites, web applications. Although it is a simple tool, but it also has a lot of people do not know, so contract making website. It is also a way to make money, not less.

News clips are two Golden Retriever play the keyboard

News clips are two Golden Retriever play the keyboard.                                                                      The mistress of it. Serves as a music teacher. The video is almost two minutes in length. A lovely show of two dogs with owners who are studying music, teaching the dog to play the keyboard, she will offer one of the Ocarina flute shaped like an egg. They are the keyboard strokes by her tone sounded. They take turns using the same second. Waltz music played out musically. It was playing music and sits neatly. And now with the added intelligence and intelligent dog clips in Youtube under the name of the account. "Schlauwauwau" as many as two hundred thousand times over, so it is not to say that the four legs have become a new star on the Internet.

5 Recommendations ... online shopping

Data from the online shopping site, "eBay," said Hong Kong and the United States are highest buying products online through eBay of the world

          However, online shopping. It has both advantages and disadvantages. Shopper would need to pay attention and care as much about security. Although the online shopping. In addition to good. and save time. But many people are not aware of the threats that come with online shopping. It offers a little advice for online shoppers to 5 choice to help reduce the risk of online shopping is as follows

1. Examine the password system  although there is a padlock appears at the bottom of your browser. It does not mean that it is safe. For a site that requires a name. Profile. Information, including your credit card. Make sure that the URL Address in front of it should go through an address that begins with https only. In case of doubt about the reliability of those sites. You can double-click the key icon at the bottom of your browser to the web to see. Details on a Security Certificate and Diploma of the site is real or not.

2. Not use a Debit Card to purchase online The credit card has several advantages over the use of a debit card. A complaint with your bank card in the event of an unusual item in the monthly statement. And unusual items that can be dealt with before any transaction will be deducted from your account immediately and complaints about the bank card. Have found it harder to do.

3. Do not click on link then come with Email. This e-mail that seems to come from an online store. During the close season or from a different promotion. You may get a lot of emails to persuade them to buy through your website. You may receive an email that I make online shopping destination. But the important thing is that you do know. E-mail is sent from the store with a real identity or e-mail is fake anyway.
         
So if you want to access the site from link to an email request to open a new browser and then type the URL Address enter the URL manually, but if you do not take very long and URL Address. May be used to print the name of the site and click on the link below to the home page of the site instead.

4. Do not trust something simple If I do not trust those sites. The visit or the sense of strangeness that came with the proposal. To switch to another site would be better. He may pretend to be a good deal more than a website or a Malware attack comes down to your computer through a browser. To you, I would be.

5. Wary of giving out personal information. The information about the payment. Online shopping sites need information from you, it's just the name that will be sent an invoice. Credit card number. Expiration date of the card and the card code CCV2 addition, some sites may require additional information such as email address or telephone number. To facilitate the delivery product however before providing such information should be checked on the condition that the site will store your personal information confidential or not.

In addition to these data. Without any necessity. To provide information to a personal code of the card (PIN) or other personal information. This site will not be asked to offer this information if you have multiple sites. The data were fitted to these you should stop doing business with that site immediately. And notify the bank or agency concerned to take note.

This is a useful suggestion. And should be aware of safety. Before we go shopping, enjoy it.

How to start an insurance salesman 2

If sales car I would say that Sales benefit of the car.  have not built body and steel car.

If you have sale insurance, it would have sold it 3 corners.
Beginner sale fear
Medium sale hope
Best sale love

Sales fear of accidents .sick . and fear of death to the wife and daughter will not eat.

Sales hope for a beautiful life ... When retired, I have money about 10 million.

Sold my son & daughter .wife. mother. father. If anything goes pass. Who will care.

Sales trainee the first sell accident insurance is better for it. For training the speech and meet customers.
Principle is the same car insurance
Premium each year 1200 - 3000 it sold an average of 40 cases per month.
The average commission to 300 per cases or per month 10,000 - 12,000.
This premium is wasted per year. There are no remaining points of money

Sold it six months and understand this job then move to sell health insurance.
We guarantee if you be sick  We pay the hospital cost
Each year from 6000 - 8000 ... this is wasted insurance premium
but commission better.

When you expert sold premium savings deposits 1 million  and insurance premium 30,000
If customers do not like breathing (Death). Money to your home1 million.
Or Life is 20 years it took money back 500,000 it is not bad.
Commissions, not to mention (numerously)

All the number are approximate. for understand it, but close.

How to start an insurance salesman 1

Life insurance is to guarantee a car.
If an accident or engine damage ... we pay for the repair parts and labor fix a car

Insurance sales. There are many different ways of thinking. The coverage is not sold or disposed.

It is ... for the future but ... the future of our people (Customers)
You want the best for future ?
I have way for you  and do not sell for cash but pay installments

If you want to be a millionaire in the future. Assume have a million in 20 years.
You can buy 1 million in deposit insurance for 20 years.
Maybe 40,000 per year and pay installments 20 years.
At the end comes out to 1 million.
But unfortunately ... not breathing ... I rushed out to give you a million ... your wife and daughter.

Or do you want to buy the future for child ... to have a master's degree students in the course of 10 years.
It's not hard to see the insurance premium I deposit the $ 20,000 per year for 10 years.
After 10 years when it comes out to $ 300,000.
There are some disadvantages.
If you stop paying the first half ... a crushing loss.

How to start keeping a lot of money

When do they start work to make money. The new graduates. It's comfortable to use money.
Today, I have ideas for new graduates. Keep a lot of money yours own.

1. Do not use money like at your study. 
Try changing these habits. The new graduates like you often do not know how money is rare. The term parents is simple. When you try to make the job for money and keep a little money for saving or away from home for dinner change cooking at home. You will save money a lot

2. Stop think buying new things. 
Stop this idea before you don't have money. Whether buying a new car, new furniture and shopping clothes.
as well as to entertain but you should gradually collect accumulated little by little. Gradually acquired piecemeal. Not buying it until left of money or choose to buy something that you think need it most.

3. Start saving money today. 
Of course, even the end of the month. You will feel "Salary is not enough", but this is the beginning of saving money. Start 2% of total revenue try to keep the savings and target something. You will save money for the thing. When you practice these habits now. Gradually looking for long-term investment for the future.

If you do above 3 choice. It is possible to achieve further savings. It's not just saving money. That will make you a millionaire in the future. However, you should look for new investment for accumulate of your money

Bought a house or car ?

A difficult question especially those who recently graduated. And do not usually have about 1-2 years and do not have the abundance of life and freedom of movement. For those who already have it. But people are still homeless. The lease requires. But buying a car. Installment purchases. What happens is that the period is the period of the product in the history of the credit bureaus or the ability to pay will be reduced in the eyes of financial institutions. If he goes home to recover chance to be a little because of the mortgage loan is more stringent than many cars.

In the lives of people. I'll have to look long and that fact has to be buying some. Prioritization of large transactions. Must start from the home. Then buy a car. Makes it easier to borrow (Loan debt loan assets), and they can be true in installments. How much is left discipline and encourage savings by not a luxury beyond itself.

Qatar to win the richest country in the world

Forbes Magazine has ranked the world's richest countries. Compared to GDP per capita turns out that Qatar won one.

Or an average of more than 88,000 dollars per capita. As a result of rising oil prices and the discovery of vast oil resources.

In the past, Qatar is the world's largest foreign investors in the last few years. As well as hosting the 2022 World Cup.

2. Luxembourg City average of $ 81,466.
3. Average of Singapore $ 56,694 dollars.
4. Norwegian average of $ 51,959.
5. Brunei $ 48,333 dollars.
6. United Arab Emirates out of $ 47,439.
7. U.S. average of $ 46,860.
8. Hong Kong Dollar $ 45,944.
9. Switzerland
10. Netherlands was $ 40,973.

Gold pudding. Legends like rich desserts

British chef, who opened the legendary golden pudding. Made of top-quality ingredients as Belgium Chocolate, Champagne Jelly , Sheets of gold that eating and Diamonds 2 carats can be eaten as a pudding like this. Cost "millions" a gold pudding chef Mark Gebert. Invited the richman to enjoy in advance about 3 weeks to reserve rich bold invitation. The dessert is willing to pay up to 22,000 pounds.

Celebrities Quotes (Football Player)

“Table has never lied to anyone.”
“Don’t abominate a defeat. It is the key to victory.”
“Finding good players is easy. Getting them to play as a team is another story.”
Alex Ferguson


” You can be the one in a million. Don’t be discouraged by the odds to succeed.”
David Beckham


“Don’t let the past drawing the future.”

Cristiano Ronaldo

The falling of yesterday are the learning of tomorrow.” 

Roberto Baggio

“The boss will give me 90 minutes or a matter of minutes I was a Goal.”
Ole Gunnar Solskjaer


“Nine tenths of education is encouragement.”
José Mourinho

Celebrities Quotes

"Only two things are infinite, the universe and human stupidity,
and I'm not sure about the former."
- - Albert Einstein - - 


"The secret of success in life is to be ready for your opportunity when it comes."

- - Benjamin Disraeli - -

 "You get the best out of others when you give the best of yourself."
- - Harvey Firestone - - 


"If you always do what interests you, then at least one person is pleased."

- - Katherine Hepburn - - 

"No bird soars too high if he soars with his own wings."

- - William Blake - - 

"Advice is like snow; The softer it falls the longer it dwells upon,
and the deeper it sinks into, the mind."

- - Samuel Taylor Coleridge - - 

"There is nothing either good or bad but thinking makes it so."

- - W.Shakespeare - - 

"Life is a big canvas and you should throw all the paint you can on it." 

- - D.Kaye - - 

"Forgive your enemies, but never forget their names."

- - J.F.Kennedy - - 

"The future belongs to those who believe in the beauty of their dreams."

- - Eleanor Roosevelt - -

“A woman is like a tea bag; you never know how strong it is until it's in hot water.”

-Eleanor Roosevelt- (The first lady of USA from 1933 to 1945)

"Freedom is nothing else but a chance to do better."

- - Albert Camus - - 

"Do what you can, with what you have, where you are."

- - Theodore Roosevelt - - 

"You see things and you say, 'Why?'!But I dream things that never were; and I say, 'Why not?"

- - George Bernard Shaw - - 

"The reward of a good thing well done is to have it done."

- - Ralph Waldo Emerson - - 

Cool on the banknotes from around the world

Let's take a look at pictures banknotes on each country. Used in the present. Than just money. The exchange current only within the country.

See how the fact that they appear on the banknotes. It is beautiful.